Thursday, July 29, 2010

Reverse Mortgages- A Breif Description

Reverse Mortgages--What are They?
  • Reverse Mortgages allow seniors to tap into home equity to obtain tax-free money
  • Funds can be used for anything 
  • No monthly payments
  • Senior retains title
  • Loan is repaid when the senior moves or upon death 
  • Heirs receive from will or trust from Senior

 What Are Some of the Benefits of a Reverse Mortgage?
  • Eliminates your current mortgage payment (if any)
  • Requires you to make NO MONTHLY PAYMENTS of any kind
  • Enables your heirs to inherit your home
  • Enables you to stay in your home for the rest of your life
  • All proceeds are Tax FREE, there are no income or credit requirements to qualify
  • You can use the funds for any purpose you choose
Who is eligible?
  • All borrowers must be over the age of 62
  • All borrowers must occupy the property as their principal residence
  • No credit or income requirements
  • Existing single-family homes, PUDs, condos, manufactured homes & 2-4 unit properties
  • Existing liens OK

 

 

 

 

 

 

 

 

 

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